Bill Priority Builder
Figure out which bills to pay first when money is tight
Your Available Income
How much money do you have to work with?
Your Bills
Add all your upcoming bills
Add Bill
Bill 1
Bill Name
Amount
Due Date
Priority
Total Bills
$0.00
Prioritize Bills
Bill Payment Priority Guide
Tier 1: Essential Bills (Pay First)
Housing (rent/mortgage) - prevents eviction
Utilities (electric, gas, water) - keeps services on
Food/groceries - basic necessities
Transportation - needed for work
Tier 2: Important Bills (Pay Second)
Insurance (health, car, home) - protection
Phone - communication for work/emergencies
Internet - needed for work
Minimum debt payments - protects credit
Tier 3: Optional Bills (Pay Last)
Subscriptions (streaming, gym)
Extra debt payments beyond minimums
Savings contributions
Discretionary spending